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4 popular debit cards to consider using

4 popular debit cards to consider using

With cashless economies becoming the norm, debit card transactions have increased exponentially, and almost all major retailers across the country accept debit cards as a mode of payment. Their ease of use with other benefits and cashback options add to their appeal. Debit cards can also be used to withdraw cash instantly, which is especially useful when cash payment is the only option. Having the right debit cards is the key to enjoying maximum benefits.

Empower Debit Card
The Empower app, powered by AI and cutting-edge technology, has made finance management a breeze. It helps individuals with every aspect of financial planning, from investment and retirement to health savings. The company offers a cashback debit card, which provides 1% cashback on the first $1,000 spent using the debit card every month. Also, those who register for the card can additionally open a savings account. With the Empower Referral Rewards Program, one can receive a credit of $5 upon referring a friend to Empower.

U.S. Bank Visa® Debit Card
The U.S. Bank Visa® Debit Card has emerged as a popular, convenient option for users as it is accepted by millions of retailers in the country and has flexible autopay and recurring payment options. Further, the card does not entail ATM fees for withdrawals from U.S. Bank ATMs, but a fee may apply if one withdraws from ATMs of other banks. With exceptional customer service and an app to manage one’s finances and cards effortlessly, the U.S. Bank is a popular choice for many in terms of debit cards and other financial services.

Bank of America® Visa Debit® Card
The biggest benefit of this debit card is that it does not entail monthly or yearly charges. It also offers cashback to buyers when they purchase products of a minimum amount from specific retailers. This cashback amount is typically credited to one’s account within 30 days. Also, the user does not need to carry the card to retail stores; one can add their Bank of America® Visa Debit® card to a digital wallet for quick, hassle-free online transactions.

Chime Visa® Debit Card
Chime offers its Visa® Debit Card to checking account holders. With over 60,000 in-network fee-free ATMs across the country , Chime makes it an effortless process to withdraw money as and when needed. Also, since the card does not entail any monthly charges, overdraft fees, or minimum balance fees, it helps save money. Moreover, one’s money is perpetually protected by FDIC insurance, which ensures that clients are at ease. The company also offers a savings account with a competitive Annual Percentage Yield or APY.

When selecting a debit card, one should always evaluate their spending patterns vis-a-vis the card’s fees, rewards and cashback, withdrawal charges, number of available in-network ATMs, customer service, bank ratings, and online reviews. It’s a good idea to avail of a savings account if it is being offered in addition to the debit card. Finally, one should check if the bank offers an app to help manage all the financial requirements, including investments, retirement planning, and savings.

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